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Interest Rates on Loans (w.e.f.05/02/2018)
No. | Loan Schemes | Previous Rate of interest | Present Rate of interest |
---|---|---|---|
1 | Housing Loan -----up to Rs. 5 Lakh -----Rs. 5 Lakh to Rs. 15 Lakhs ------Rs. 15 Lakh to Rs. 30 Lakh |
10.95% 10.95% 10.95% |
8.75% 9.5% 10% |
2 | Gold Loan to individuals(Non Agri purpose) - 3 months - 6 months - 12 months |
11% 11.5% - |
10% 10.5% 11% |
3 | Gold Loan to Individuals(Agriculture) | 4% | |
4 | Simple loan/Ordinary/Mortgage upto Rs. 5 lakh | 12.50% | 12% |
5 | Simple loan/Ordinary/Mortgage above Rs. 5 lakh | 13% | 12.50% |
6 | Salary Loan | 12.50% | 11.75% |
7 | Cash Credit | 13% | 12.50% |
8 | Vehicle Loan | 11.25% | 9.45% |
9 | Self Help Group(SHG)/Joint Liability Group(JLG) Loans | 10% | 10% |