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Interest Rates on Loans (w.e.f.05/02/2018)

No. Loan Schemes Previous Rate of interest Present Rate of interest
1 Housing Loan
-----up to Rs. 5 Lakh
-----Rs. 5 Lakh to Rs. 15 Lakhs
------Rs. 15 Lakh to Rs. 30 Lakh

10.95%
10.95%
10.95%

8.75%
9.5%
10%
2 Gold Loan to individuals(Non Agri purpose)
- 3 months
- 6 months
- 12 months


11%
11.5%
-


10%
10.5%
11%
3 Gold Loan to Individuals(Agriculture) 4%
4 Simple loan/Ordinary/Mortgage upto Rs. 5 lakh 12.50% 12%
5 Simple loan/Ordinary/Mortgage above Rs. 5 lakh 13% 12.50%
6 Salary Loan 12.50% 11.75%
7 Cash Credit 13% 12.50%
8 Vehicle Loan 11.25% 9.45%
9 Self Help Group(SHG)/Joint Liability Group(JLG) Loans 10% 10%